Accounts Officer

This position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.

Responsibilities:
- Actively solicits microfinance loan accounts to meet the business needs of the customer.
- Develops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.
- Analyzes overall loan applicant’s qualifications to determine feasibility of granting loans.
- Initiates credit and collection activities to ensure credit quality of accounts.
- Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
- Ensures adherence to the bank’s policies and procedures.
- Executes sales an/or marketing activities that will achieve volume targets.
- Attends to inquiries and other requirements of the clients.
- Reviews and updates customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
- Secures information regarding competitor’s practices, market trends and customer needs.
- Performs other functions that may be assigned to him/her.

- A graduate of any 4-year degree course.
- Possesses good selling, communication and customer service skills.
- Must have basic mathematical knowledge.
- With high integrity.
- Preferably familiar with computer software including word processing & spreadsheets.
- With fieldwork and sales experience on Microfinance, an advantage.
- Preferably can drive a motorcycle.
- Must be willing to do field work and be assigned in Abuyog Leyte.