Loan Reviewer

1. A Loan Evaluator assesses the borrower's credit worthiness using the 5 C's of credit by doing on-site investigation.
a. Character - checks the credit history of the borrower (credit score); checks if borrower is a good payer
b. Capacity to Pay - checks the borrower's financial stability and ability to repay the loan (debt income ratio)
c. Collateral - checks on the borrower's assets to secure the loan
d. Capital checks if the borrower's cash flow is sufficient in case the business defaults
e. Condition-validates the borrower's purpose for the loan and what the borrower needs
2. A Loan Evaluator recommends borrowers who passed the initial verification based on the 5 C's of Credit by preparing a CAM with all the information and documents needed.
3. A Loan Evaluator adheres to all policies, procedures, guidelines and other implemented programs by the
Bank.

• Must possess at least a Bachelor's Degree in Marketing / Business Studies / Banking and Finance or its equivalent.
• Preferably has knowledge in credit investigation and in-depth credit verification.
• With strong analytical and strategical skills, strong credit evaluation skills, interpersonal and leadership skills.
• Keen to details.
• Fresh graduates are welcome to apply.

Raffles Corporate Center, F. Ortigas Jr. Road, Ortigas Center, Pasig City