Credit Investigations Specialist

• The position conducts thorough investigations into the credit history and standing of individuals or businesses applying for loans.

Key Responsibilities:
• Review loan applications and requirements of loan applicants.
• Validate information through interviews with loan applicants.
• Verify personal and financial data, as well as credit history, through trade checking, bank verification, employment verification, inspecting collateral units, and credit investigations.
• Examine the payment history of applicants' previous or existing loans with other financial institutions.
• Prepare accurate and reliable Credit Approval Memorandum (CAM).
• Submit the CAM on time to the Immediate Superior and Credit Committee for approval

Key Requirements:
• Open to fresh graduates without experience or senior high school graduates, provided they have a minimum of two (2) years of experience in loan/credit review or a related field.
• Knowledge of credit analysis and loans/credit operations will be an advantage.
• Owns a motorcycle and holds a valid driver's license.
• Willing to engage in fieldwork.
• Innovative and creative in the approach to the loan/credit review process.
• Self-motivated with the ability to work independently in a fast-paced environment.
• Proficient in proper telephone etiquette and handling different personalities.