Metro South Cooperative Bank
7 Jobs • Banking & Billing • Metro Manila
Metro South Cooperative Bank

Credit Investigation/Appraisal (in-house checking/fieldwork)
1. Review/completes documents needed for credit investigation/appraisal;
2. Conduct onsite inspections/evaluate residential and commercial properties offered as collateral for a mortgage loan.
3. Gather and analyze data such as sales of comparable properties, legal descriptions, and land values to determine a fair market appraisal value.
4. Submit written reports thru his supervisor for the bank’s credit committee, which approves or declines loan applications.
5. Research public records of sales, leases, outstanding liens, and property tax assessments relating to an individual property.
6. Conducts periodic client call and/or visitation of clients, if necessary.
7. Makes follow-up calls to clients when necessary.
8. Assist in the collection of accounts receivables from delinquent borrowers.
9. Conducts validation of licenses and permit.
10. Bank, Trade & Court Checking/ Validation.
11. Registration of Mortgage.
12. Acts as the Bank’s witness during court hearings.
13. Perform other tasks assigned by the superior from time to time.
- Graduate of any 4- or 5-year degree course
- Must have at least 1-year relevant work experience
- Knowledge to conduct Background and Credit Investigation
- Knowledge on Property Appraisal
- Knowledge to prepare report on Background Investigation, Credit Investigation, and Property Appraisal
- Computer Literate (Proficiency in Microsoft Office and other utility applications)
- Excellent communication and interpersonal skills
- Strong analytical and planning skills
- Excellent problem-solving skills
- Keen to details and highly organized
- Ethical and trustworthy
- Knows how to drive two-wheel and/or four-wheel vehicle
IDC Centre, Kalayaan Avenue, Cor. Zapote St.,Brgy. Sta. Cruz Makati City
December 9, 2024
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