Credit Review Associate

Responsible for reviewing the merit of loan applications through sound credit reviews and thorough verification of documents.

DUTIES
• Reviews the completeness of loan application, Credit Approval Memorandum (CAM), and loan documents.
• Validates the information reflected on loan application, Credit Approval Memorandum, and authenticity of loan documents by conducting interviews with potential borrower, co-borrower/co-maker and character references, trade checking, bank checking, agency/employment verification, and credit investigation.
• Endorses the report/CAM to Credit Review Supervisor for checking and review.
• Verifies borrower’s payment history of previous or existing loan/s with other financing institutions.
• Informs the concerned Branch or Marketing Department regarding the status of account or additional document/requirement to be complied by the borrower.
• Prepares report regarding discrepancies on information/data reflected on the Credit Approval Memorandum submitted by Account Officer against verification with borrower/co-borrower/co-maker.
• Calls the clients with “hold account” status to follow up lacking loan documents/requirements.
• Performs other related functions that may be assigned from time to time.

• Graduate of any four-year (4) business course
• Preferably with at least six (6) months related experience in loan/credit review
• Has good customer-service and good communication skills
• Has excellent attention to details as the job requires thorough checking and review of information and accuracy of data
• With high sense of responsibility, accountability, and integrity
• Computer proficient